TRICARE Reserve Select

TRICARE Reserve Select is a premium-based plan that qualified Selected Reserve members of the Ready Reserve and their families can purchase.  

If purchased, TRICARE Reserve Select is minimum essential coverage under the Affordable Care Act. However, you may find more affordable options through the Health Insurance Marketplace.

TRICARE "AT A GLANCE" INFOGRAPHIC

Eligible Beneficiaries

TRICARE Reserve Select is available to the Selected Reserve members of the Ready Reserve (and their families) who meet the following qualifications:

• Not on active duty orders
• Not covered under the Transitional Assistance Management Program
• Not eligible for or enrolled in the Federal Employees Health Benefits (FEHB) program (as defined in Chapter 89 of Title 5 U.S.C.) or currently covered under FEHB, either under their own eligibility or through a family member.

Note: Those members in the Individual Ready Reserve including Navy Reserve Voluntary Training Units do not qualify to purchase TRICARE Reserve Select.

Availability

Worldwide 

Coverage

TRICARE Reserve Select provides comprehensive health coverage including:

• Emergency Care
• Outpatient Visits
• Preventive Care (wellness exams, immunizations, etc.)
• Hospitalization
• Maternity Care
• Mental/Behavioral health
• Prescriptions

 >>View a list of Covered Services

Getting Care

Schedule an appointment with any TRICARE-authorized provider, network or non-network. >>Find a Doctor

You will never need a referral for any type of care (routine, urgent or specialty) but you may need to have prior authorization from your regional contractor for some types of services.

• If you visit a non-network provider, you'll pay more out of pocket (5%) and may have to file your own health care claims.
• If you visit a network provider, you'll pay less out of pocket and the provider will file health care claims on your behalf.

>>Learn More about Getting Care

Out-of-Pocket Costs

You are required to pay the monthly premiums and cost shares if you decide to enroll in TRICARE Reserve Select. >>Learn More

Is TRICARE Reserve Select Right for You?

TRICARE Reserve Select is a great option for you and your family if you are:

• a member of the Selected Reserves of the Ready Reserve,
• not on active duty orders or covered by the Transitional Assistance Management Program, and
• not eligible for or enrolled in the FEHB.

The plan provides comprehensive health care coverage when you're not activated and covered by active duty TRICARE benefits. And, because you can see any provider, you don't have to change providers if you already have one.

Purchasing Coverage

Purchasing TRICARE Reserve Select is a two-step process that you must complete online via the DMDC Reserve Component Purchased TRICARE Application.

To log into the DMDC Reserve Component Purchased TRICARE Application, you must have one of the following:

• Common Access Card (CAC)
• DFAS (MyPay) Account
• DoD Self-Service Logon (DS Logon) Premium (Level 2) account.

The DS Logon Premium (Level 2) account is given to a user who has registered using their CAC, DFAS myPay Login ID, or has a DS Logon Basic Account. Sign up or view information regarding a DS Logon.

If you do not qualify, you will not be able to complete or print the form. Please contact your National Guard or Reserve personnel office for assistance. If you experience a technical problem, call 1-800-477-8227 for assistance.

>>Learn More about Purchasing TRICARE Reserve Select