Master of Military Content Since 2013
The phrase "National Guard/Reserve" refers to members of the:
To verify eligibility, visit the DMDC Reserve Component Purchased TRICARE Application
TRICARE coverage is different depending on the sponsor's military status:
Members of the Individual Ready Reserve (IRR) may purchase the TRICARE Dental Program, but usually do not qualify for any other TRICARE benefits when not on active duty orders or immediately following a period of activation.
You are considered on military duty for less than 30 days (or not activated), when you are on inactive duty for training, annual training, and otherwise on active service for 30 days or less.
You may qualify to purchase TRICARE Reserve Select, a premium-based, voluntary health plan that provides comprehensive health coverage for you and your family.
You also qualify for Line of Duty Care for any injury or illness sustained in the line of duty, including traveling to and from your place of duty.
For dental care, you and your family can enroll in the TRICARE Dental Program. You will enroll separately and pay separate monthly premiums.
You're activated when called or ordered to active service for more than 30 consecutive days. When activated, you become eligible for the same health and dental benefits as active duty service members. You will enroll in one of the following Prime options when you arrive at your final duty station:
If enrolled in the TRICARE Dental Program, you will be automatically disenrolled and you will receive active duty dental benefits at military dental treatment facilities and through the TRICARE Active Duty Dental Program.
Your family members become eligible for TRICARE as active duty family members and may use any of the following options depending on where they live when you're activated.
If enrolled in the TRICARE Dental Progam before you were activated, their coverage will continue with reduced premiums. If not enrolled, they may enroll at any time. >>Learn More
When you leave active duty, or deactivate, your health plan options are different depending on if you were called to active duty in support of a contingency operation.
Its important to remember that when you lose eligibility for active duty TRICARE benefits you will need to get new health coverage to meet the requirements for minimal essential coverage under the Patient Protection and Affordable Care Act. TRICARE's transitional health benefits and TRICARE Reserve Select (described below) will meet these requirements, but you should search the Health Insurance Marketplace so you can make the best decision for you and your family.
You are immediately covered by the Transitional Assistance Management Program (TAMP) for 180-days.
After TAMP ends, you'll need to make decisions about your health care to meet the minimum essental coverage requirements under the Patient Protection and Affordable Care Act.
If you were not activated in support of a contingency operation, you do not qualify for TAMP and your active duty benefits end immediately.
Upon loss of eligibility, you have the option to purchase the Continued Health Care Benefit Program or you can search for more affordable options that meet your family's needs through the Health Insurance Marketplace.
You are covered for any illness, injury or disease sustained or aggravated in the line of duty. >>Learn More
You will continue to have TRICARE's pharmacy benefit as long as you are covered by TAMP, TRICARE Reserve Select or the Continued Health Care Benefit Program.
For your child to remain eligible for and enrolled in TRICARE Young Adult, you must also be eligible for TRICARE benefits through TAMP or by purchasing TRICARE Reserve Select. If you are not covered by TAMP or TRICARE Reserve Select when you deactivate, your child's eligibility for TRICARE Young Adult also ends.
In this scenario, your child would also qualify to purchase the Continued Health Care Benefit Program.
Retired Reserve members and their families may qualify for different options based on the age of the sponsor.
Upon retirement and when you are under age 60, you and your family may qualify to purchase the following options:
If you purchase TRICARE Retired Reserve and you have adult children who "age out" at 21 (or 23 if attending college), they may qualify to purchase TRICARE Young Adult.
When you turn 60 and begin receiving retired pay, you and your family become eligible for the same TRICARE health benefits as all other retired service members. Your health plan options are different based on where you live:
Additionally, adult children who "age out" at 21 (or 23 if attending college) may qualify to purchase TRICARE Young Adult.Back to Top
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